Introducing: DFICover
An easier way to purchase coverage for your rental equipment.
Rates starting at $59.
DFICover is designed for your peace of mind when renting equipment.
Providing protection against damage and theft during your rental with us.
Terms and Conditions apply. Click here to learn more.
How much does it cost?
DFI Cover is typically more affordable than traditional short-term insurance policies. Rates are calculated automatically when you purchase DFI Cover. Use the rate calculator below to estimate your DFICover rate.
What does it cover?
-
Covers functional and physical damage incurred during your rental period. Please note that cosmetic damage is not covered.
-
DFICover provides coverage for stolen equipment from a locked vehicle, and while in your possession. Substantial evidence and a police report is required to support the claim.
How do I purchase DFICover?
While ordering through our website:
You'll see a DFICover option at checkout, where you can add it to your order.
While ordering by email:
Once you reserve your order with us, you’ll receive an email to complete your rental paperwork.
Our paperwork will ask you which coverage option you’d like to select. Choose DFICover as your coverage option here, and complete payment to finalize your coverage.
Takes 5 minutes.
Deductibles and Exceptions
All claims are subject to a $1000 deductible.
Claims are subject to a thorough review by DFI Rentals’ claims team
Loss due to negligence, theft from an unlocked vehicle, or fraudulent non-return of equipment (voluntary parting) is not covered.
Further restrictions may apply. See more information here.
Need annual insurance instead?
Get an instant quote from our insurance partner, Athos Insurance!
Premiums start at $170
FAQs
What is a “total replacement value”?
The total replacement value is the replacement value of all of your rented equipment added together. You can find the replacement value of your order at online checkout, or at the bottom of your rental order/quote.
What if the equipment is damaged, lost or stolen?
We will contact you for next steps in the event of a loss or damage. Your liability in the event of a loss or damage depends on the coverage option you have purchased. Generally, you are only liable up to your deductible amount.
Can I postpone or reschedule my DFICover if I need to change my rental dates?
Yes, but only if you notify us BEFORE your rental start date.
Once your rental period begins, DFICover cannot be postponed, rescheduled, or transferred retroactively. If you need to change your rental dates, please contact us before your scheduled pickup time. If you do not pick up your equipment on the scheduled date and haven't notified us beforehand, your coverage remains active for the original period and cannot be extended or moved. Equipment not picked up remains reserved and unavailable to other customers during this time.
What is a damage waiver?
Damage waivers are available at the time of rental to safeguard your equipment during the rental period. While not insurance, these waivers provide essential protection, eliminating the need for renters to purchase separate physical damage insurance.
How does this differ from the coverage opt-out?
coverage opt-out is limited to orders under $3000 in replacement value. While coverage-opt out merely waives your requirement to carry coverage, it does not protect you in the event of damage or loss to the rented equipment. You are still liable for the damage and loss under the coverage opt-out option.
DFICover provides damage and theft coverage to your rented equipment, provided that through evidence is provided to support your claim. Your maximum liability is limited to $1000.
Disclaimer
DFI Rentals is not an insurance provider, broker, or agent. DFI Rentals is not licensed as an insurance provider, broker, or agent in any state or country. DFI Cover is not an insurance policy. All rentals require some type of coverage, and purchasing DFICover is just one option. DFICover is powered by Athos Insurance Services and Intact Specialty. All claims are subject to review by the Intact Specialty team, and may be approved or denied.